List of HSBC Bank Debit/Credit Card
- Balance Transfer Credit Card
- Purchase Plus Credit Card
- Rewards Credit Card
- Classic Credit Card
- Premier Credit Card
- Premier World Elite Mastercard
- Student Credit Card
Minimum salary to apply credit card
HSBC requires a minimum income of at least £6,800 a year to apply for one of its credit cards
Benefits and Features for Balance Transfer Credit Card
- Enjoy 33 months interest free period for balance transfers (2.7% fee, min £5)
- Interest-free balance transfers
- Interest-free purchases
- 0% interest on purchases for 3 months
- No annual fee for the Balance Transfer Credit Card.
- Offers and discounts Save on shopping, eating out, travel, family days
- Enjoy 24/7 worldwide assistance
- Purchase protection
- Standard features
- Use your credit card abroad
- HSBC credit cards are contactless and can be used with Apple Pay, Google Pay or Samsung Pay.
- No-fuss card management
Use online banking or the HSBC Mobile Banking app
Eligibility to apply
- Above or over 18
- A UK resident
- Annual income or pension before tax of £6,800 or more
- Do not hold an HSBC Basic Bank Account
Representative example
- Purchase rate 21.9% p.a. (variable)
- Representative 21.9% APR (variable)
- Based on an assumed credit limit of £1,200
Fees for credit card
There is no annual fees for Balance transfer credit card
Benefits and Features for Purchase Plus Credit Card
- 23 months interest free on purchases and balance transfers (2.9% fee, min £5).
- Cost of spending with longest interest-free period on purchases.
- Balance transfers need to be done in the first 60 days to get 23 months at 0% interest.2.9% fee applies per balance transferred, minimum £5.
- Interest-free purchases
- 0% interest on purchases for 3 months
- No annual fee for the Balance Transfer Credit Card.
- Offers and discounts Save on shopping, eating out, travel, family days
- Enjoy 24/7 worldwide assistance
- Purchase protection
Representative example
- Purchase rate: 22.9% p.a. (variable)
- Representative: 22.9% APR (variable)
- Based on an assumed credit limit of £1,200
Fees for credit card
There is no annual fees for Purchase Plus credit card
Benefits and Features for Rewards Credit Card
- Credit card that rewards. Collect reward points, then use the Mastercard Pay with Rewards app to put your points towards purchases.
- Balance transfers need to be done in the first 60 days to get 6 months at 0% interest. A 2% fee applies per balance transferred, minimum £5.
- 0% interest on purchases for 3 months
- No annual fee for the Balance Transfer Credit Card.
- Offers and discounts Save on shopping, eating out, travel, family daysEnjoy 24/7 worldwide assistance
- Get 2,500 welcome points worth £25 when you make your first transaction on your card.
Eligibility to apply
- Above or over 18
- A UK resident
- Annual income or pension before tax of £6,800 or more
- Do not hold an HSBC Basic Bank Account
Representative example
- Purchase rate 21.9% p.a. (variable)
- Representative 21.9% APR (variable)
- Based on an assumed credit limit of £1,200
Benefits and Features for Classic Credit Card
- Improve credit rating, this credit card could be the one
- The Classic Credit Card could provide up to £1,000 credit, depending on your situation.
credit score could be harmed if don’t make payments on time - No annual fee for the Balance Transfer Credit Card.
- Offers and discounts Save on shopping, eating out, travel, family daysEnjoy 24/7 worldwide assistance
- Get 2,500 welcome points worth £25 when you make your first transaction on your card.
Eligibility to apply
- Above or over 18
- A UK resident
- Annual income or pension before tax of £6,800 or more
- Do not hold an HSBC Basic Bank Account
Representative example
- Purchase rate: 29.9% p.a. (variable)
- Representative: 29.9% APR (variable)
- Based on an assumed credit limit of £1,000
Benefits and Feature for Premier Credit Card
- Travel benefits and reward points – plus 9 months interest free on purchases and 18 months interest free on balance transfers (1.4% fee, min £5).
- No annual fee for the Balance Transfer Credit Card.
- Offers and discounts Save on shopping, eating out, travel, family daysEnjoy 24/7 worldwide assistance
- Earn 1 point for every £1 you spend in sterling11 view footnote 1, and 2 points for every £1 spent in non-sterling currencies
- A 1.4% fee applies for each balance transferred, minimum £5.
Representative example
- Purchase rate: 18.9% p.a. (variable)
- Representative: 18.9% APR (variable)
- Based on an assumed credit limit of £1,200
Eligibility to apply
- Above or over 18
- A UK resident
- Annual income or pension before tax of £6,800 or more
- Do not hold an HSBC Basic Bank Account
Benefits and Feature Premier World Elite Mastercard
- Receive 40,000 reward points when you spend11 view footnote 1 £2,000 on your card in the first 90 days of card membership.
- Spend £12,000 or more on your card within your first 12 months of membership to receive a further 40,000 reward points at the anniversary22
- For every £1 of eligible spend11 view footnote earn 2 reward points if it’s in sterling33 view footnote 3 currency, or 4 reward points
- Offers and discounts Save on shopping, eating out, travel, family daysEnjoy 24/7 worldwide assistance
- Get access to more than 750 airport lounges worldwide with LoungeKey
Representative example
- Purchase rate: 18.9% p.a. (variable)
- Representative: 59.3% APR (variable)
- Based on an assumed credit limit of £1,200
- Annual fee: £195
Eligibility to apply
- Above or over 18
- A UK resident
- Annual income or pension before tax of £6,800 or more
- Do not hold an HSBC Basic Bank Accoun
