Types of Credit card
- 3-year fixed rate credit card
- Balance transfer credit card
- Co-operative Members credit card
Features and Benefits of 3-year fixed rate credit card
- 8.9% interest per annum fixed for 3 years on purchases and balance transfers
- After three years this becomes 18.2% interest per annum
- 27.9% interest charge per annum on cash withdrawals
- No annual fee
- No balance transfer fee
- You can use Apple Pay, Google Pay and Samsung Pay for making purchases.
- The balance transfer limit is 95% of agreed credit limit, and transfer at least £100 to this card
- You can’t transfer a balance from another Co-operative Bank or smile credit card
Eligibility to apply Credit card
- Age 18 or over
- a UK resident
- Earn a minimum of £10,000 per year
- Be employed full time, part time, self-employed or retired
Documents required
- Current valid passport (with English translation)
- Current full or provisional photocard
- Driving licence (with English translation)
- EU/EEA Member State Identity Photo-Card or National Identity photocard (Not UK)
- Shotgun License or Firearms Certificate
Fees:
- No annual fee
- No balance transfer fee
Procedure to fill the form (to apply and obtain The Co-operative Bank Credit cards in London)
Fill the form with entire details with required documents
Features and Benefits of Balance transfer credit card
- 0% interest per annum on balance transfers for 24 months, increasing to 20.6% interest per annum after this period
- 0% interest per annum on purchases for 4 months from the account opening, increasing to 20.6% interest per annum after this period
- 27.9% interest per annum charge on cash withdrawals
- An easy-to-manage place to pay back all your existing credit card balances
- 60 days to transfer your balance after account opening, to give you the time to arrange your finances
- Apple Pay, Google Pay and Samsung Pay for making purchases
- No annual fee.
- There’s a 3% balance transfer fee (minimum charge of £5)
- Credit amount you request will not affect your credit score or our decision
Eligibility to apply Credit card
- Age 18 or over
- a UK resident
- Earn a minimum of £10,000 per year
- Be employed full time, part time, self-employed or retired
Documents required
- Current valid passport (with English translation)
- Current full or provisional photocard
- Driving license (with English translation)
- EU/EEA Member State Identity Photo-Card or National Identity photocard
- Shotgun License or Firearms Certificate
Procedure to fill the form (to apply and obtain The Co-operative Bank Credit cards in London)
Fill the form with entire details with required documents
Fees:
- There is no annual fee for using this card
- There’s a 3% balance transfer fee (minimum charge of £5)
- The minimum credit limit you can apply for is £500
Features and Benefits of Co-operative Members credit card
- 1p cash-back for every £2 you spend at Co-op Food stores
- 1p cash-back for every £3.33 you spend anywhere else where a Visa symbol is displayed
- 18.2% interest per annum on purchases and balance transfers
- 27.9% interest per annum on cash withdrawals
- No balance transfer fee, and no annual fee
- Apple Pay, Google Pay and Samsung Pay for purchases.
Eligibility to apply Credit card
- Age 18 or over
- a UK resident
- Earn a minimum of £10,000 per year
- Be employed full time, part time, self-employed or retired
- Be a Co-operative Member.
Documents required
- Current valid passport (with English translation)
- Current full or provisional photocard
- Driving license (with English translation)
- EU/EEA Member State Identity Photo-Card or National Identity photocard
- Shotgun License or Firearms Certificate
Procedure to fill the form (to apply and obtain The Co-operative Bank Credit cards in London)
Fill the form with entire details with required documents
Fees:
- There is no annual fee for using this card.
- The minimum credit limit you can apply for is £500
List of Banks in London
Click the above link to view the list of Banks in London address, phone, email, working hours, website, Direction and more